I'm sharing my current household budget to inspire others to get out of debt and live on less than you make.
This is my #1 budgeting tool. I can see all of my expenses on one easy chart. Sign up now and get your free yearly planner.
The 2018/2019 financial year was hard for me on my lowest income for the second year in a row. I kept a record and have documented the past year. This is how I coped and what I had to pay for with my little income while building up a small business.
I don't put all my eggs in one basket, I have 4 baskets. This is my breakdown of how I split $100 a week into 4 different savings areas giving me a result of over $5000 for my 1 year plan.
The past year was the lowest income I've ever earned. I survived it and now know I can live on a lot less if I have to. Read my story.
Are you in credit card debt? Use one of my 2 methods to free yourself from the cycle as most of us have found ourselves in.
Read my expense report. It's unbelievable how much we give companies. Figure out your expenses for 1 year. What is the total of your yearly bills and expenses? Is it more than you thought it might be?